It's what I call "The Bootstraps Fallacy" -- their default belief that EVERYONE has the exact same capacity for attaining self-sufficiency and tenacity in life. Unless, of course, they want to make an exception for the type of people whom they're biased in favor of...

I write more about it, here:

https://medium.com/counterarts/the-bootstraps-fallacy-4f44bec1717a