Points #2 through #4 are very well-said.

Point #5 is mostly true. White people need to be a part of the solution (and use our power and privilege to help implement these solutions), but not be the dominant leaders in constructing the actual policies that will benefit communities of color. Example: the long-overdue platform of "Campaign Zero" through BlackLivesMatter most likely WASN'T developed by a bunch of White guys.

Point #1 -- you are describing systemic racism. You're right that White people don't experience systemic racism, whereas Black people, API people, Latino/Hispanic/Chicano people, and Indigenous people all do.

It's social racism and cultural racism that works in multiple directions. The difference is that these forms of racism aren't systemic. Rather, they're perpetrated by individuals and groups. But, when such actions become actionable and behavioral, that's when the bigotry stops being a passive/internalized belief...and crosses over into the realm of mistreating others.

If people would start having honest discourse regarding Point #1 in multilayered and multifaceted ways -- rather than blindly regurgitating what Robin DiAngelo or Tim Wise say -- we (society) could actually get somewhere when it comes to race relations.