The four traits you mention are all very real. Those privileges tie into genetics, ableism, education, and socioeconomics.

But the presence of systemic racism is undeniable. When millions of people identify such trends, it's important to believe them. The question then becomes: how does one assess whether a specific iteration of racism is indeed systemic (rather than social or cultural), and, if it's systemic, what are the holistic and comprehensive solutions to fixing the problem?

Of course, many of these conversations have become impossible...because everyone seems to have their own definition of what racism means.